Consultancy
Senior business & technology expertise, from strategy through delivery
20+ Years. Three Domains. One Consultant.
Rajat Dey brings deep, hands-on expertise across Banking & Finance, Airline and Retail, working at senior Product Owner, Business Analysis and Consultancy level for CMA9 banks, global airlines and major retailers. An inventor of a patented process-optimisation algorithm and holder of an ISEB Business Analysis certificate and Prince2 Foundation, Rajat combines technical rigour with commercial clarity to deliver complex programmes on time.
Areas of Expertise
Payments & Regulatory Compliance
End-to-end analysis and delivery across domestic and international payment rails, ISO 20022 migration, CBPR+ compliance and settlement systems.
Open Banking & API
Functional design, delivery and commercialisation of PSD2 and Open Banking solutions across multiple standards and markets, for both AISPs and PISPs.
Data, Reporting & Analytics
Building cloud-based analytics platforms, migrating legacy BI estates and defining data strategy, dictionaries and governance frameworks.
Business & Systems Analysis
Requirements capture, process modelling, user story authoring and UAT support across complex matrix organisations and Agile delivery teams.
Digital Transformation
Leading cross-functional programmes for digital channel migration, platform consolidation, eCommerce and mobile delivery at enterprise scale.
Product Management
Owning product roadmaps, managing backlogs and leading delivery teams across four time zones, from discovery through launch and commercialisation.
Industry Sectors
Credentials & Recognition
Patented Algorithm
Inventor of a patented algorithm for computing Customer Value in an Operational Environment (2015).
Award of Excellence
Awarded for outstanding work on Departure Control Systems at SITA (2010).
CIO Award, British Airways
Recognised by the Chief Information Officer for delivery excellence at British Airways (2006).
Professional Certifications
ISEB Certificate in Business Analysis • Prince2 Foundation • Technical Excellence, Asia Pacific (2001).
Selected Experience
Senior roles delivered across some of the world's most recognisable organisations.
Discuss Your Requirements
Whether you need a Business Analyst, Product Owner or technical advisor, let's start with a conversation.
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